Insurance Discounts

Based on your situation and insurance needs, you may be eligible for discounts on your auto insurance, homeowners insurance or other insurance policies. We determine the amount of discounts, using information about the car you drive, the type of policy you carry, the state you live in, and more. Below is a summary of the various discounts offered through RateGenius insurance providers.

Multi-Car Discount - A discount for having more than one car on the same policy

Advance Quote Discount - Available savings for receiving an insurance quote 8 days or more than the expiration date of the insurance policy.

Homeowner Discount - A reduction in premium if the named insured owns a home or condominium

Paid in Full Discount - A reduced price if the policy term premium is paid-in-full when initiating the policy.

Account Discount - Discount offered to customers adding on insurance products to an existing policy, for instance, adding your auto insurance to the same provider in which you have your homeowners insurance.

Good Student Discount - A savings on an auto policy if there is a family member included on the policy that is at least 16 years old, currently holds a "B" average in school, and is a full-time student in high school or enrolled in at least four courses per term as a full-time student in a certificate or degree program in an accredited college or university.

Distant Student Discount - A rate reduction offered if there is a youthful driver included on the insurance policy that is part of the customer's household but is a resident student at an educational institution over 100 road miles away.

Driver Training - Drivers under the age of 21 who complete a driver education course are eligible for this discount.

Anti-Theft Discount - This savings is applied to a policy with a vehicle equipped with an alarm device.

Other Ways to Save on your Insurance

• Only purchase optional coverages that you know you'll need or use. For instance, you may not need rental insurance if you own two cars.
• Increase your auto insurance or homeowners insurance deductible.
• Always ask your insurance agent about available discounts.
• Purchase premiums for other types of coverage (homeowners, renters, motorcycle, boat/RV insurance) from the same insurance provider
• Eliminate comprehensive coverage on older vehicles that won't cost much to replace and/or if you can afford to pay for the repairs out of pocket.
• Steer clear of purchasing vehicles with expensive repairs or that are prone to theft.
• Maintain a good driving record.
• Make sure you are in good credit standing

RateGenius Insurance Agency writes policies for several national insurance carriers. We analyze quotes from multiple carriers and will assist you in evaluating the right provider and coverage options to make certain that you're receiving the best insurance policy that appropriately meets your needs.

Request a free, no-obligation insurance quote online or contact one of our insurance team members by calling 866-413-6768.




RateGenius Insurance Products

Auto Insurance	Homeowners Insurance
Motorcycle Insurance	Truck Insurance
Renters Insurance	Commercial Insurance
Boat Insurance	RV Insurance