RateGenius Insurance

9300 United Drive, Suite 180
Austin, TX 78758

Going Across State Lines and Car Insurance

The United States becomes a big open road to explore once a driver starts realizing where he or she can go with the interstates. Whether it’s the Grand Canyon, New York City, or the high deserts of New Mexico, the roads stretch out with multiple adventures and experiences. However, one thing a driver doesn’t want to experience is going somewhere long-distance without car insurance coverage. That leads to the question, what exactly happens when a car crosses a state line, especially when a car policy is written for a specific location and state? 

Fortunately, a sudden financial disaster doesn’t occur right at the political separation between one state and another. However, how one’s car insurance is written can be a little bit tricky. Most car insurance policies include the ability to go from state to state. That said, each state has minimum coverage requirements every driver has to have, whether as a resident or visitor. So if a driver starts off with a bare bones coverage policy, that could pose a problem when traveling to a state that has a higher minimum coverage requirement. Don’t let this happen to you, educate yourself before traveling.

Ideally, if one is going to be driving a lot regionally or across the United States, then a policy that is a bit more robust than the bargain basement level is advisable. The folks at Rate Genius Insurance can help, easily mapping out what differences exist between each state and what the effect would be on a given driver. Rate Genius Insurance wants to provide a policy that can be fit to the need of the driver. To find out more, give us a call to talk with an agent to find out what your insurance needs may be.